{"id":3466,"date":"2025-02-13T04:44:23","date_gmt":"2025-02-13T04:44:23","guid":{"rendered":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/?p=3466"},"modified":"2025-02-13T04:44:23","modified_gmt":"2025-02-13T04:44:23","slug":"role-of-ai-in-preventing-friendly-fraud","status":"publish","type":"post","link":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/","title":{"rendered":"The Role of AI in Detecting and Preventing Friendly Fraud"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 counter-hierarchy ez-toc-counter ez-toc-transparent ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title ez-toc-toggle\" style=\"cursor:pointer\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#What_is_a_friendly_fraud\" title=\"What is a friendly fraud?\">What is a friendly fraud?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#AI%E2%80%93The_Super_Sleuth_of_Scam_Detection\" title=\"AI\u2013The Super Sleuth of Scam Detection\">AI\u2013The Super Sleuth of Scam Detection<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Machine_learning_for_pattern_recognition\" title=\"Machine learning for pattern recognition\">Machine learning for pattern recognition<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Behavioral_analytics_to_spot_suspicious_activity\" title=\"Behavioral analytics to spot suspicious activity\">Behavioral analytics to spot suspicious activity<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Real-time_transaction_monitoring\" title=\"Real-time transaction monitoring\">Real-time transaction monitoring<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Natural_Language_Processing_NLP_to_detect_dispute_trends\" title=\"Natural Language Processing (NLP) to detect dispute trends\">Natural Language Processing (NLP) to detect dispute trends<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Fighting_back_with_data_in_chargeback_requirements\" title=\"Fighting back with data in chargeback requirements\">Fighting back with data in chargeback requirements<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#Reducing_false_positives_without_hurting_customer_experience\" title=\"Reducing false positives without hurting customer experience\">Reducing false positives without hurting customer experience<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#AI_in_subscription-based_services\" title=\"AI in subscription-based services\">AI in subscription-based services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#AI-powered_risk_scoring_for_proactive_prevention\" title=\"AI-powered risk scoring for proactive prevention\">AI-powered risk scoring for proactive prevention<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#A_winning_strategy_of_AI_and_merchant_collaboration\" title=\"A winning strategy of AI and merchant collaboration\">A winning strategy of AI and merchant collaboration<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#The_future_of_AI_in_fraud_prevention\" title=\"The future of AI in fraud prevention\">The future of AI in fraud prevention<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/role-of-ai-in-preventing-friendly-fraud\/#The_never-ending_battle_against_scams\" title=\"The never-ending battle against scams\">The never-ending battle against scams<\/a><\/li><\/ul><\/nav><\/div>\n<p>There\u2019s nothing friendly about friendly fraud\u2014it\u2019s a sneaky payment scam where customers dispute legitimate transactions, often to get their money back while keeping the items. The Role of AI in Detecting and Preventing Friendly Fraud is crucial, as AI helps identify these deceptive disputes in real-time, protecting businesses from losses. Businesses, especially those in e-commerce and digital services, lose over 123 billion dollars annually.<\/p>\n<p>Luckily, artificial intelligence (AI) is stepping up as the ultimate detective to fight back against chargeback scams with smarter, faster detection. Forget about Sherlock Holmes, AI tools are here to help.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_is_a_friendly_fraud\"><\/span>What is a friendly fraud?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before we explain how AI saves the day, let\u2019s define the villain. Usually, <a href=\"https:\/\/seon.io\/resources\/friendly-fraud\/\" target=\"_blank\" rel=\"noopener\">friendly fraud<\/a> happens when a customer disputes a legitimate charge with their bank. They can claim they never made the purchase, their card was misused, or they didn\u2019t get the product. While some cases are genuine misunderstandings, others are outright scams where customers exploit the chargeback system to get refunds they don\u2019t deserve.<\/p>\n<p>Banks usually side with the customer, leaving merchants to eat the loss, along with extra chargeback fees. And once a business racks up too many chargebacks, they could face penalties, higher transaction fees, or, in the worst case, get blacklisted from payment processors. What\u2019s worse, a recent study says that <a href=\"https:\/\/finance.yahoo.com\/news\/2024-chargeback-field-report-merchant-131400728.html?guccounter=1\" target=\"_blank\" rel=\"noopener\">75% of businesses experienced<\/a> an approximate 18% increase in this type of scam.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"AI%E2%80%93The_Super_Sleuth_of_Scam_Detection\"><\/span>AI\u2013The Super Sleuth of Scam Detection<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AI isn&#8217;t just another tool in the fraud prevention toolkit, so don\u2019t take it lightly. It\u2019s the Sherlock Holmes of the digital age. Here\u2019s how machine intelligence can help your business detect and prevent friendly scams before they drain your revenue.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Machine_learning_for_pattern_recognition\"><\/span>Machine learning for pattern recognition<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3469 aligncenter\" src=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Machine-learning-for-pattern-recognition-300x184.jpg\" alt=\"Machine learning for pattern recognition\" width=\"609\" height=\"374\" srcset=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Machine-learning-for-pattern-recognition-300x184.jpg 300w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Machine-learning-for-pattern-recognition-768x470.jpg 768w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Machine-learning-for-pattern-recognition.jpg 791w\" sizes=\"auto, (max-width: 609px) 100vw, 609px\" \/><\/p>\n<p>AI-powered detection systems rely on machine learning (ML) to track down patterns in transaction data. These systems can analyze millions of transactions and can flag anomalies that signal potential fraud. For example, if a certain customer has a history of filing chargebacks or disputing digital goods purchases, the system marks them as a high risk.<\/p>\n<p>The best part about ML models is that they constantly learn from new cases, which makes them more sophisticated over time. Unlike traditional rule-based detection systems which follow strict<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Behavioral_analytics_to_spot_suspicious_activity\"><\/span>Behavioral analytics to spot suspicious activity<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>We are creatures of habit. AI uses behavioral analytics to monitor how people usually interact with a website or payment platform. If someone suddenly makes a valuable purchase from a new location or files a chargeback on a product they\u2019ve used for months, this is marked as suspicious behavior.<\/p>\n<p>This approach is excellent at separating legitimate disputes from intentional fraud. For instance, if someone usually shops from San Francisco, but suddenly files a chargeback for an order shipped to their address, intelligent fraud detection systems can cross-reference behavioral patterns and buying history to decide whether the dispute is valid or no-go. It would be very suspicious if the dispute is filed after half a year and to another address.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Real-time_transaction_monitoring\"><\/span>Real-time transaction monitoring<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Speed is a highly valued component in fraud prevention. AI can enable real-time transaction monitoring by scanning purchases as they happen to detect potential scams instantly. These systems flag risky transactions before they go through by analyzing factors like:<\/p>\n<ul>\n<li>Payment history<\/li>\n<li>Location<\/li>\n<li>Device fingerprinting<\/li>\n<li>IP address<\/li>\n<\/ul>\n<p>If a transaction looks shady, you can take proactive measures, like requiring additional authentication or refusing the purchase outright, before it turns into a costly chargeback.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Natural_Language_Processing_NLP_to_detect_dispute_trends\"><\/span>Natural Language Processing (NLP) to detect dispute trends<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3470 aligncenter\" src=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Natural-Language-Processing-NLP-to-detect-dispute-trends-300x127.jpg\" alt=\"Natural Language Processing (NLP) to detect dispute trends\" width=\"602\" height=\"255\" srcset=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Natural-Language-Processing-NLP-to-detect-dispute-trends-300x127.jpg 300w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Natural-Language-Processing-NLP-to-detect-dispute-trends-768x325.jpg 768w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/Natural-Language-Processing-NLP-to-detect-dispute-trends.jpg 936w\" sizes=\"auto, (max-width: 602px) 100vw, 602px\" \/><\/p>\n<p>When thinking of artificial intelligence tools, most people imagine them doing wonderful things with numbers. But these intelligent tools can also read and understand languages. <a href=\"https:\/\/www.ibm.com\/think\/topics\/natural-language-processing\" target=\"_blank\" rel=\"noopener\"><u>Natural Language Processing (NLP)<\/u><\/a> allows AI to sift through customer emails, complaints, and reasons behind their disputes, so it can detect trends in scams.<\/p>\n<p>For instance, if a smart detection model notices an uptick in chargebacks related to \u2018unauthorized purchases,\u2019 but the affected customers have a history of downloading\/buying and using the product it can mark it as a potential friendly fraud case. You can then gather evidence to challenge the dispute and prevent revenue loss.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Fighting_back_with_data_in_chargeback_requirements\"><\/span>Fighting back with data in chargeback requirements<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>One of AI\u2019s biggest benefits in preventing friendly fraud is its ability to support chargeback representation\u2013the process of disputing chargebacks with compelling evidence.<\/p>\n<p>In building a strong case, AI can automatically gather relevant transaction details like:<\/p>\n<ul>\n<li>Proof of delivery<\/li>\n<li>Customer communication<\/li>\n<li>Purchase history<\/li>\n<li>Behavioral data<\/li>\n<\/ul>\n<p>Since banks often process chargebacks in bulk, a response that is nicely organized and backed up by data might increase your chances of winning a dispute and recovering lost revenue.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Reducing_false_positives_without_hurting_customer_experience\"><\/span>Reducing false positives without hurting customer experience<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Preventing scammers ruin your business is important, but that can\u2019t be your sole goal. Out of sheer eagerness, you might block legitimate transactions and annoy real customers. This is where AI jumps in to help you make the perfect balance by reducing false positives\u2013cases where detection systems mistakenly flag a legitimate purchase as fraud.<\/p>\n<p>Artificial intelligence is continuously refining its understanding of consumer behavior to make sure that real customers can shop without trouble while scammers get stopped in their tracks. This means fewer declined transactions, higher revenue retention, and happier customers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"AI_in_subscription-based_services\"><\/span>AI in subscription-based services<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3468 aligncenter\" src=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/AI-in-subscription-based-services-300x175.jpg\" alt=\"AI in subscription-based services\" width=\"597\" height=\"348\" srcset=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/AI-in-subscription-based-services-300x175.jpg 300w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/AI-in-subscription-based-services.jpg 732w\" sizes=\"auto, (max-width: 597px) 100vw, 597px\" \/><\/p>\n<p>Did you know that subscription services are especially vulnerable to friendly fraud? Customers may forget they subscribed, claim they never authorized payments, or dispute charges after fully using a service. Al can help you here by tracking usage data, customer interactions, and logging history.<\/p>\n<p>For example, if a customer streams hundreds of hours on a platform but later says they never used it, Al can show activity logs to challenge their chargeback. Another help is when AI-driven tools remind people about upcoming renewals and give transparent billing to reduce disputes that might be caused by misunderstandings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"AI-powered_risk_scoring_for_proactive_prevention\"><\/span>AI-powered risk scoring for proactive prevention<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Artificial intelligence-driven risk scoring assigns a numerical value to each transaction based on various scam indicators. These scores can assist you gauge the likelihood of fraud before a purchase is even completed.<\/p>\n<p>If someone new on your site suddenly places multiple expensive orders in a very short period, AI might flag this as a very suspicious behavior. Instead of outright blocking this purchase, you can use AI-powered adaptive authentication and send an additional verification step to confirm the transaction\u2019s legitimacy.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"A_winning_strategy_of_AI_and_merchant_collaboration\"><\/span>A winning strategy of AI and merchant collaboration<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>AI isn\u2019t in this battle alone. Businesses must also actively collaborate with detection tools and software to maximize the benefits. You can integrate artificial solutions with your payment system, combine their findings with human expertise, and customize risk thresholds.<\/p>\n<p>Also, intelligent detectors work best when businesses contribute data. You can feed artificial systems with detailed transaction histories, customer feedback, and past chargebacks, and this way you\u2019re enabling these tools to refine their scam detection capabilities.<\/p>\n<p>A partnership between AI and human analysts can create a more resilient defense against friendly fraud.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_future_of_AI_in_fraud_prevention\"><\/span>The future of AI in fraud prevention<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-3471 aligncenter\" src=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/The-future-of-AI-in-fraud-prevention-300x179.jpg\" alt=\"The future of AI in fraud prevention\" width=\"597\" height=\"356\" srcset=\"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/The-future-of-AI-in-fraud-prevention-300x179.jpg 300w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/The-future-of-AI-in-fraud-prevention-768x459.jpg 768w, https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-content\/uploads\/2025\/02\/The-future-of-AI-in-fraud-prevention.jpg 841w\" sizes=\"auto, (max-width: 597px) 100vw, 597px\" \/><\/p>\n<p>AI\u2019s role is only growing stronger when it comes to fighting scammers. There are constant advancements like deep learning, real-time risk scoring, and predictive analytics that help AI-driven tools and software to become smarter and faster.<\/p>\n<p>What can we expect in the future?<\/p>\n<ul>\n<li>AI could be seen combined with blockchain technology. That could create even more secure and transparent payment verification systems, which will greatly reduce the risk of fraud.<\/li>\n<li>Future systems may also use facial recognition and voice authorization. Using any biometric data, as a matter of fact, can help AI to verify transactions with almost perfect accuracy.<\/li>\n<li>There is no doubt that machine learning will continue to evolve and detect phony tactics before scammers even have a chance to exploit them. That would be a nice adaptive con prevention model, right?<\/li>\n<\/ul>\n<p>If you invest today in tools to help you and your business prevent scams, you\u2019ll find yourself better equipped to fight tomorrow. Artificial intelligence analyses can respond faster than any human ever could, and that is the main key to preventing fraudsters from ruining your business one little bite at a time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_never-ending_battle_against_scams\"><\/span>The never-ending battle against scams<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Friendly fraud is a persistent challenge, but AI is proving to be quite up to the task. Artificial intelligence can protect your business\u2019s revenue and keep smooth sailing with your real customers while they browse and purchase with its features such as machine learning, behavioral analytics, real-time monitoring, and chargeback resentment tools.<\/p>\n<p>AI will never stop evolving and will better protect your business every day. Now, if these advanced technologies could only stop people from making regrettable late-night shopping decisions\u2026 that\u2019s a problem for another day.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s nothing friendly about friendly fraud\u2014it\u2019s a sneaky payment scam where customers dispute legitimate transactions, often to get their money back while keeping the items. The Role of AI in Detecting and Preventing Friendly Fraud is crucial, as AI helps identify these deceptive disputes in real-time, protecting businesses from losses. Businesses, especially those in e-commerce&#8230;<\/p>\n","protected":false},"author":3,"featured_media":3472,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","_kadence_starter_templates_imported_post":false,"_kad_post_transparent":"default","_kad_post_title":"default","_kad_post_layout":"default","_kad_post_sidebar_id":"","_kad_post_content_style":"default","_kad_post_vertical_padding":"default","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1],"tags":[239,241,242,243,240],"class_list":["post-3466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-business-news","tag-ai-fraud-detection","tag-artificial-intelligence","tag-e-commerce-security","tag-fraud-prevention-tools","tag-friendly-fraud-prevention"],"modified_by":"admin","_links":{"self":[{"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/posts\/3466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/comments?post=3466"}],"version-history":[{"count":4,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/posts\/3466\/revisions"}],"predecessor-version":[{"id":3475,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/posts\/3466\/revisions\/3475"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/media\/3472"}],"wp:attachment":[{"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/media?parent=3466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/categories?post=3466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smallbusinessblog.co.uk\/business-news\/wp-json\/wp\/v2\/tags?post=3466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}